Rinse and pick over the beans. Cook them in 4 cups of water for 1-2 hours until beans are grown to their full size and tender.
Combine the turkey, onions and garlic in a skillet and sear until the meat is lightly browned.
Transfer this mixture to a large pot, add the remaining ingredients, and bring to a boil. Reduce the heat and simmer for 1 hour. I'm pretty sure sticking all this in a crockpot and cooking all day will net you a very nice chili.
Put a dallop of sour cream (fat free works just fine here--trust me), and cheese. And if you like 'em, some cut raw onion.
